Heat oil in a deep skillet over medium.
Add flour cooking about 4 mins-don't brown it, just whisk it.
Add garlic and cook a few second.
Slowly add the milk, 1/2c. at a time whisking constantly to make smooth.
Reduce heat to medium-low and add cheese. Stir in salt/pepper. soon as it is almost melted, remove pan from heat and let cool a bit.
Stir in the spinach and artichokes.
Place in an oven safe dish and top with shredded cheese-as much as you like.
Bake at 375 for approx 30 mins or until golden and bubbly.