Pre-heat oven to 350 degrees F
Cook ground beef and crumble in a skillet. Drain.
Add 1 T. olive oil and saute onion/garlic.
In a bowl, combine cream cheese, sour cream, mayo, cheese and worcestershire.
Mix well.
Add ground beef, bacon, onions and garlic. Stir well.
Pour into baking dish (top with some extra cheese, scallions and bacon (if desired) and bake for 15-20 minutes until hot!