Preheat oven to 350°.
Line muffin tins with liners
Whisk pumpkin, oil, and sugar.
Add eggs, pumpkin pie spice (if using), salt, and baking soda.
Add milk.
Fold in flour.
Pour into muffin pans filling each 1/2 full.
Prepare filling by mixing the cream cheese, sugar and vanilla.
Fold in chips.
Place 1 tablespoon onto the top of each muffin.
Bake for 15-18 minutes.
Cool a few minutes in the pan.
Keep left overs in fridge.