Mix everything except the chips. Rest 30 mins.

Do 2 sets of stretch and folds 30 mins. apart.

After that, stretch out rectangle of dough and pour on 2/3 chips.

Fold in sides, add more chips and roll.

Place in cambro to bulk ferment.

Preshape and rest 20 mins.

Shape and place in banneton.

Chill overnight.

Preheat oven to 425 with Brod & Taylor steel inside or dutch oven. Also, place pan on rack below it.

Score bread and bake covered 30 mins.

Uncover and lower to 400 for 8-10 more mins. (If bottom getting too dark, can lift it off steel and place on a cooling rack in oven,